Xero
Early $27/mo, Growing $59/mo, Established $97/mo (intro offer: $5.40/$11.80/$19.40 per month for the first 3 months)
Cloud accounting for small businesses.
12 alternatives to QuickBooks Online that do the same job, ranked by how many of its jobs and business types they share. QuickBooks Online: Simple Start $38/mo ($19 promo for 3 months); Essentials $85/mo.
| Tool | What it does | Entry price | Checked |
|---|---|---|---|
| QuickBooks Online (the original) | Small business accounting with AI agents for invoicing and bookkeeping. | Simple Start $38/mo ($19 promo for 3 months); Essentials $85/mo | Oct 15, 2026 |
| Xero | Cloud accounting for small businesses. | Early $27/mo, Growing $59/mo, Established $97/mo (intro offer: $5.40/$11.80/$19.40 per month for the first 3 months) | Oct 15, 2026 |
| ChatGPT | OpenAI general-purpose AI assistant. | Free version available; paid plan prices not rendered in snapshot text | Oct 15, 2026 |
| FreshBooks | Invoicing and accounting for service businesses. | Lite $23/mo (promo shown $4.60 for 4 months); higher tiers available | Oct 15, 2026 |
| Gusto | Payroll, benefits and HR for small businesses. | Simple $49/mo + $6/person; Plus $80/mo + $12/person | Oct 15, 2026 |
| HoneyBook | Client management for independent service businesses: proposals, contracts, invoices. | Starter $29/mo billed yearly; Essentials $49/mo billed yearly | Oct 15, 2026 |
| Claude | Anthropic AI assistant for writing, analysis and coding. | Free $0; Pro $17/mo annual ($20 monthly) | Oct 15, 2026 |
| Dext | Receipt and invoice capture that publishes to accounting software. | Contact for pricing* | Oct 15, 2026 |
| Digits | AI-native accounting and bookkeeping platform. | Essentials $65/mo; Core $100/mo; Pro $250/mo | Oct 15, 2026 |
| Docyt | AI bookkeeping and accounting automation. | Accounting Suite from $299/property/mo; Daily Flash from $100/location/mo | Oct 15, 2026 |
| Lula | Maintenance service for property managers with vetted vendors. | Contact for pricing* | Oct 15, 2026 |
| Motion | AI calendar, tasks and project manager. | Pro AI $19/seat/mo; Business AI $29/seat/mo | Oct 15, 2026 |
| Pilot | Bookkeeping, tax and CFO services for startups and small businesses. | Bookkeeping Essentials $99/mo (up to $100k monthly expenses) | Oct 15, 2026 |
* Contact for pricing: the vendor publishes no price on its own site, so we don't show one. How we handle this.
Early $27/mo, Growing $59/mo, Established $97/mo (intro offer: $5.40/$11.80/$19.40 per month for the first 3 months)
Cloud accounting for small businesses.
Free version available; paid plan prices not rendered in snapshot textFree tier
OpenAI general-purpose AI assistant.
Lite $23/mo (promo shown $4.60 for 4 months); higher tiers available
Invoicing and accounting for service businesses.
Simple $49/mo + $6/person; Plus $80/mo + $12/person
Payroll, benefits and HR for small businesses.
Starter $29/mo billed yearly; Essentials $49/mo billed yearly
Client management for independent service businesses: proposals, contracts, invoices.
Free $0; Pro $17/mo annual ($20 monthly)Free tier
Anthropic AI assistant for writing, analysis and coding.
Partner (accountant) pricing per client, e.g., add-ons $7-$7.50/client/mo; small-business plan price not in snapshot
Receipt and invoice capture that publishes to accounting software.
Essentials $65/mo; Core $100/mo; Pro $250/mo
AI-native accounting and bookkeeping platform.
Accounting Suite from $299/property/mo; Daily Flash from $100/location/mo
AI bookkeeping and accounting automation.
Flat-rate maintenance pricing page; no subscription price in snapshot
Maintenance service for property managers with vetted vendors.
Pro AI $19/seat/mo; Business AI $29/seat/mo
AI calendar, tasks and project manager.
Bookkeeping Essentials $99/mo (up to $100k monthly expenses)
Bookkeeping, tax and CFO services for startups and small businesses.